Bajaj Housing Finance Ltd — earnings calls
1 quarter summarised from transcripts filed with the exchange, every statement cited. Newest first.
A withheld summary was generated but did not pass Parakho's publication checks; nothing that fails a check is shown. How we check these summaries
Bajaj Housing Finance reported AUM growth of 23% year-on-year, crossing Rs 140,000 crores, with PBT up 20% and PAT up 14%, or 20% excluding a one-time tax benefit in the base quarter. Asset quality remained stable with GNPA at 27 bps and NNPA at 11 bps, while net interest margin declined 12 bps sequentially to 3.8% on lower acquisition yields and a PLR pass-through. Management said it increased Stage 2 provisioning coverage as a prudence measure and discussed expectations for margin and cost of funds trends into FY27.