Can Fin Homes Ltd — earnings calls
2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.
Can Fin Homes reported Q1 FY27 disbursements of Rs 2,609 crore, ahead of its Rs 2,500 crore projection, with growth across all six geographic zones and both salaried and self-employed segments. Management said prepayments and part-prepayments rose, pushing the loan book rundown to Rs 1,857 crore versus Rs 1,730 crore in Q4 FY26, while yield stood at 9.81%, spread at 2.83% and NIM at 3.81%. The company also discussed the rollout of a new IT platform across branches and reported ROA of 2.39% and ROE above 18% for the quarter.
Can Fin Homes reported FY26 disbursements of Rs 10,531 crore, marginally above its Rs 10,500 crore guidance, with Q4 disbursements at an all-time high of Rs 3,245 crore. AUM growth for the year came in at 10.44% against an original target of 11%-12%, as prepayments and rundown were higher than initially projected. Management also reported a reduction in GNPA to 0.85%, a shift of most of the loan book to quarterly interest reset, and two one-time items affecting profit: a Rs 46 crore DTA provisioning impact and a Rs 13.5 crore income tax refund.