Central Bank of India — earnings calls
2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.
Central Bank of India reported Q1 FY27 net profit growth of 13.26% to ₹1,324 crores, with net interest income up 15.70% to ₹3,914 crores and net interest margin at 3.06%. Gross global advances grew 28.58% to ₹3,54,348 crores while deposits rose 11.68% to ₹478,972 crores, with CASA at 46.61% of deposits. Asset quality improved with gross NPA at 2.60% and net NPA at 0.49%, and management discussed capital adequacy, recovery targets, and plans for new business verticals including credit cards and wealth management.
Central Bank of India reported total business growth of 15.60% to INR812,439 crores for FY26, with net profit up 15.43% to INR4,369 crores despite a one-time DTA impact of INR632 crores. Gross NPA improved to 2.67% and net NPA to 0.49%, while net interest margin stood at 3.07% for the year. Management discussed the ECL transition, treasury performance, and provided growth guidance for FY27 across deposits, advances and credit costs.