Federal Bank Ltd — earnings calls

Federal Bank reported its highest ever quarterly net profit of INR1,145 crores for Q4 FY26, up nearly 10% sequentially, with CASA crossing the INR1 lakh crore mark and NRE deposits also crossing INR1 lakh crore. Gross advances grew 3.65% sequentially and nearly 13% year-on-year, with growth led by gold loans, LAP, commercial banking, agriculture and microfinance, while the corporate book stayed roughly flat. Asset quality metrics improved to decade-best levels with GNPA at 1.62% and NNPA at 0.37%, and management said ROA and NIM have returned to pre-rate-cut levels.