Finkurve Financial Services Ltd — earnings calls
2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.
Finkurve Financial Services reported AUM growth of 135% year-on-year with branch count rising from 83 to 118, alongside revenue growth of 89% and PAT growth of 65% for Q1 FY27. Management discussed the impact of revised RBI gold loan regulations, gold price correction and volatility during the quarter, and highlighted a first institutional NCD subscription from Franklin Templeton along with new leadership hires in compliance and risk. Gross NPA stood at 0.54% and net NPA at 0.48%, with capital adequacy at 26.6% and debt-to-equity increasing from 0.7x to 2.9x.
Finkurve Financial Services reported Q4 and FY26 results showing AUM crossing INR 1,000 crore, growing 149% year-on-year to INR 1,096 crore, with quarterly income up 71% and PAT up 105%. The company transitioned into a middle-layer NBFC, received credit rating upgrades from CARE and Infomerics, and initiated a co-lending partnership with Godrej alongside a wellness cross-sell program. Management described asset quality as stable with gross NPA at 0.13% and net NPA at 0.09%, and capital adequacy at 30.96%.