Five-Star Business Finance Ltd — earnings calls
2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.
Five-Star Business Finance reported record quarterly disbursements of Rs 1,496 crore, up 23% sequentially and 16% year-on-year, with AUM at Rs 13,722 crore, a 4% sequential increase. Collection efficiency remained steady with the current book improving to 83.30% and the 30-plus bucket reducing to 12.38%, while credit cost declined sequentially to 1.85%. Management reported PAT of Rs 271 crore for the quarter and discussed cost of funds, yields, and plans for a new product alongside existing growth and asset quality trends.
Five-Star Business Finance reported Q4 FY26 collection efficiency improvements after a challenging year, with disbursements of Rs 1,213 crore for the quarter and full-year PAT of Rs 1,099 crore, up 2% year-on-year. Management said asset quality metrics such as slippage ratio and x-bucket collections improved sequentially, while credit cost and NPA remained broadly stable. The company guided to around 20% AUM growth for FY27 and discussed steady-state credit cost, opex, and funding cost trends for the coming year.