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Fractal Analytics LtdQ1 FY27 earnings call

· All quarters

Summary generated by AI from the official transcript Fractal Analytics Ltd filed with BSE on 27 Jul 2026. Every statement cites a verbatim quote from that document — open any citation to read it. This is a record of what management said, not a recommendation. How we check these summaries

The short read

Fractal reported Q1 FY27 revenue of INR 912.5 crore, up 20% year-on-year, with Healthcare and Life Sciences and Banking and Financial Services growing strongly while the Technology, Media and Telecom vertical declined 22%. Net income grew 92% to INR 72 crore and adjusted EBITDA margin rose to 17% from 15% a year earlier. Management also announced that CFO Ashwath Bhat is departing after five-and-a-half years and a successor search is underway.

Numbers mentioned

Revenue: INR 912.5 crore (Q1 FY27)

p. 3
Revenue for Q1 was INR 912.5 crore, up 20% year-on-year.

Srikanth Velamakanni, page 3 of the filed PDF · View the filing

Revenue growth in constant currency: 9% (Q1 FY27)

p. 3
In constant currency terms, revenue growth was 9%.

Srikanth Velamakanni, page 3 of the filed PDF · View the filing

Healthcare and Life Sciences growth: 69% (Q1 FY27 YoY)

p. 3
our Healthcare and Life Sciences business continued to be a growth leader, growing at an exceptional 69% year-over-year

Srikanth Velamakanni, page 3 of the filed PDF · View the filing

Banking and Financial Services growth: 36% (Q1 FY27 YoY)

p. 3
Banking and Financial Services grew 36% year-over-year.

Srikanth Velamakanni, page 3 of the filed PDF · View the filing

CPG and Retail growth: 19% (Q1 FY27 YoY)

p. 3
CPG and Retail, our largest vertical, grew at 19%.

Srikanth Velamakanni, page 3 of the filed PDF · View the filing

TMT vertical growth: -22% (Q1 FY27 YoY)

p. 3
Our worst performance was in the Technology, Media, and Telecom (TMT) vertical, which declined by 22% year-over-year, dragging down our headline growth this year.

Srikanth Velamakanni, page 3 of the filed PDF · View the filing

Growth excluding TMT: 37% (Q1 FY27 YoY)

p. 3
our overall growth excluding TMT would have been 37% year-over-year

Srikanth Velamakanni, page 3 of the filed PDF · View the filing

Net Promoter Score: 77 (Q1 FY27)

p. 4
our Net Promoter Score was 77 in Q1, up from 73 a year ago

Srikanth Velamakanni, page 4 of the filed PDF · View the filing

Net Revenue Retention: 117% (Q1 FY27)

p. 4
our Net Revenue Retention was 117% in Q1, up from 108% last year

Srikanth Velamakanni, page 4 of the filed PDF · View the filing

Top 10 client concentration: 51.8% (Q1 FY27)

p. 4
Our top 10 clients contributed 51.8% of revenue in Q1, down from 55.9% a year ago.

Srikanth Velamakanni, page 4 of the filed PDF · View the filing

Net income: INR 72 crore (Q1 FY27)

p. 4
Net income grew 92% for the quarter to INR 72 crore.

Srikanth Velamakanni, page 4 of the filed PDF · View the filing

Gross margin: 46% (Q1 FY27)

p. 4
Our gross margin was 46% in Q1.

Srikanth Velamakanni, page 4 of the filed PDF · View the filing

Adjusted EBITDA margin: 17% (Q1 FY27)

p. 4
Q1 adjusted EBITDA margin reached 17%, up 189 basis points year-over-year.

Srikanth Velamakanni, page 4 of the filed PDF · View the filing

R&D investment: INR 61 crore (Q1 FY27)

p. 6
In Q1 2027, we invested INR 61 crore into research and development, 31% higher than the previous year.

Ashwath Bhat, page 6 of the filed PDF · View the filing

Asper ARR growth: 59% (as of June 2026 YoY)

p. 6
Asper’s ARR has gone up by 59% to $9 million as of June 2026 versus the same period last year.

Ashwath Bhat, page 6 of the filed PDF · View the filing

Analytics Vidhya revenue growth: 42% (Q1 FY27 in dollar terms)

p. 6
Analytics Vidhya revenue in Q1 2027 has grown by 42% in dollar terms.

Ashwath Bhat, page 6 of the filed PDF · View the filing

Fractal Alpha segment loss: INR 14 crore (Q1 FY27)

p. 6
The gross margin for quarter stood at 65%, and segment loss was at INR 14 crore.

Ashwath Bhat, page 6 of the filed PDF · View the filing

Qure.ai revenue growth: 160% (Q1 FY27 YoY)

p. 6
I am happy to report Qure.ai’s revenue has grown by 160% year-over-year in Q1 2027 to INR 24 crore.

Ashwath Bhat, page 6 of the filed PDF · View the filing

Net income margin: 7.9% (Q1 FY27)

p. 6
Net income margin expanded by 296 basis points year-over-year to 7.9%.

Ashwath Bhat, page 6 of the filed PDF · View the filing

Diluted EPS: INR 4.09 (Q1 FY27)

p. 6
Diluted EPS is at INR 4.09, which is 78% higher than the same period in the previous year.

Ashwath Bhat, page 6 of the filed PDF · View the filing

Cash from operations: negative INR 103 crore (Q1 FY27)

p. 7
Our cash from operations was negative INR 103 crore because of the payment of variable pay for the previous fiscal year in Q1 2027.

Ashwath Bhat, page 7 of the filed PDF · View the filing

DSO: 71 days (Q1 FY27)

p. 7
DSO has improved by two days from 73 days in Q1 fiscal 2026 to 71 days in Q1 fiscal 2027.

Ashwath Bhat, page 7 of the filed PDF · View the filing

Cash and cash equivalents: INR 1,639 crore (as of June 30, 2026)

p. 7
As of June 30th, 2026, we had cash and cash equivalents, including mutual funds and fixed deposits of INR 1,639 crore or $173 million, including IPO proceeds of INR 689 crore.

Ashwath Bhat, page 7 of the filed PDF · View the filing

ROCE: close to 13%

p. 19
ROCE is close to 13%.

Ashwath Bhat, page 19 of the filed PDF · View the filing

Output/outcome/license mix: 42% (current)

p. 17
We are at 42 right now.

Srikanth Velamakanni, page 17 of the filed PDF · View the filing

What management said it would do

A record of statements made on the call, in the words management used. Parakho does not forecast, endorse or assess them, and their presence here is not a view on whether they will happen.

TMT vertical growth — next quarter

stated firmly by Srikanth Velamakanni

p. 3
the TMT performance is bottoming out and we expect healthy sequential growth in TMT the next quarter

Srikanth Velamakanni, page 3 of the filed PDF · View the filing

Cogentiq/license revenue share — coming quarters

stated as an aspiration by Srikanth Velamakanni

p. 11
Our overall license revenues are 3% of revenue. We expect that to go north of that.

Srikanth Velamakanni, page 11 of the filed PDF · View the filing

Output/outcome/license revenue mix — 60 · next few quarters

stated as an aspiration by Srikanth Velamakanni

p. 17
We are inching gradually forward on that number, and we want to get it to 60 over the next few quarters.

Srikanth Velamakanni, page 17 of the filed PDF · View the filing

R&D spend as percentage of revenue — 10% of revenue

stated conditionally by Srikanth Velamakanni

p. 17
We have said that we will continue to increase R&D spends as a percentage of revenue, and we will take it to as much as 10% of revenue.

Srikanth Velamakanni, page 17 of the filed PDF · View the filing

Merit increase P&L impact — 120 to 130 bps · Q2 FY27

stated firmly by Ashwath Bhat

p. 14
The full P&L level, it will be more close to 120 to 130 bps impact.

Ashwath Bhat, page 14 of the filed PDF · View the filing

Asper revenue growth — second half of fiscal year

stated conditionally by Ashwath Bhat

p. 6
Hence, we expect the second half of fiscal year to be much stronger for Asper.

Ashwath Bhat, page 6 of the filed PDF · View the filing

Europe growth rate

stated conditionally by Srikanth Velamakanni

p. 13
we expect that growth rate can be meaningfully accelerated with some additional new leadership that we hire

Srikanth Velamakanni, page 13 of the filed PDF · View the filing

Overall profitability — next few quarters

stated as an aspiration by Srikanth Velamakanni

p. 21
we expect that profitability will continue to improve over the next few quarters as we continue to expand our growth

Srikanth Velamakanni, page 21 of the filed PDF · View the filing

Q&A highlights

Management's answers to analyst questions, in Parakho's words rather than a transcript. Each row names who answered and carries the verbatim quote it was drawn from.

Management said TMT improvement stems from new deals with existing clients, and described the demand shape shifting with some work vanishing while larger AI-led opportunities expand.

Answered by Srikanth Velamakanni

Asked by Gaurav Rateria: What drives visibility into TMT's expected sequential improvement, and is deal volatility inherent to the business model?

p. 9
we are seeing the TMT issue bottoming out, and it is coming from new deals from existing clients

Srikanth Velamakanni, page 9 of the filed PDF · View the filing

Management said they no longer discuss client-specific issues but confirmed TMT underperformed expectations, and the wage increase was effective June 1 with only one month reflected in Q1.

Answered by Srikanth Velamakanni

Asked by Aditi Patil: Was there a specific client issue behind TMT weakness, and was the wage hike for FY27 taken in Q1?

p. 11
the quarter TMT did perform worse than we expected, for sure

Srikanth Velamakanni, page 11 of the filed PDF · View the filing

Ashwath clarified it was a reclassification of investments between segments, not a one-time cost, and that the merit increase impact will be a full three months in Q2.

Answered by Ashwath Bhat

Asked by Pritesh Thakkar: What was the nature of the integration cost mentioned, and is the merit cost impact fully reflected in Q1?

p. 14
It is not really an integration cost. What we have done is, we have re-classed or restated between the segments.

Ashwath Bhat, page 14 of the filed PDF · View the filing

Srikanth pointed to big tech firms reallocating budgets from opex to AI capex, creating opex pressure that likely affected the vertical.

Answered by Srikanth Velamakanni

Asked by Moez Chandani: Was the TMT decline due to competitive intensity or client-specific discretionary spending pauses?

p. 15
There is a lot of opex pressure when capex has gone up by this much. Therefore, you are seeing big adjustments taking place in the TMT industry in terms of how they look at the overall spends

Srikanth Velamakanni, page 15 of the filed PDF · View the filing

Srikanth confirmed one TMT client slipped below the INR 20 million threshold and said Q1 underachieved expectations due to rapidly shifting demand shape, with execution changes underway.

Answered by Srikanth Velamakanni

Asked by Om Kavadi: Has the number of clients above INR 20 million TTM revenue declined due to TMT, and has the full-year outlook changed?

p. 16
One client has slipped below the INR 20 million number, and that is part of the TMT vertical. That is correct.

Srikanth Velamakanni, page 16 of the filed PDF · View the filing

Ashwath explained the Fractal Alpha loss increase reflects investment in Analytics Vidhya products, while Qure.ai revenue grew 160% and its backlog rose substantially.

Answered by Ashwath Bhat

Asked by Anish Khanal: How is Qure.ai and Fractal Alpha segment performing given rising losses, and what is the outlook for EBITDA margin given TMT bottoming out?

p. 20
Qure.ai does have a big jump from first half of the year to second half of the year.

Ashwath Bhat, page 20 of the filed PDF · View the filing

Risks flagged

TMT vertical decline dragging down overall growth

p. 3
Our worst performance was in the Technology, Media, and Telecom (TMT) vertical, which declined by 22% year-over-year, dragging down our headline growth this year.

Srikanth Velamakanni, page 3 of the filed PDF · View the filing

APAC region impacted by TMT weakness and Middle East conflict

p. 4
APAC and others were down by 2% year-over-year, largely impacted by the TMT industry issue, as well as the conflict in the Middle East.

Srikanth Velamakanni, page 4 of the filed PDF · View the filing

Increased competitive intensity for AI-led deals

p. 15
It is also becoming more competitive. Therefore, our execution has to really get better to improve our growth.

Srikanth Velamakanni, page 15 of the filed PDF · View the filing

Big tech clients shifting budget from opex to AI capex, pressuring TMT-related spend

p. 15
you are seeing big adjustments taking place in the TMT industry in terms of how they look at the overall spends and allocating more of that to capex and less of that to opex

Srikanth Velamakanni, page 15 of the filed PDF · View the filing

Increased loss in Fractal Alpha segment due to product investment

p. 6
Increased loss is largely due to the integration of iqigai and EdTech teams from Fractal.ai segment into Analytics Vidhya, as stated earlier.

Ashwath Bhat, page 6 of the filed PDF · View the filing

Rapidly shifting shape of demand creating execution challenges

p. 16
Everything is changing at a very rapid pace. We are very competitive and very capable, yet we have to make sure that we move extremely fast to capture the enormous opportunity that is in front of us.

Srikanth Velamakanni, page 16 of the filed PDF · View the filing

Generated by claude-sonnet-5. Source: the transcript as filed with BSE. We link to the exchange's copy; we do not host transcripts. Parakho is a data and screening tool, not an investment adviser — nothing here is a recommendation to buy, sell or hold.