HDFC Bank Ltd — earnings calls
1 quarter summarised from transcripts filed with the exchange, every statement cited. Newest first.
A withheld summary was generated but did not pass Parakho's publication checks; nothing that fails a check is shown. How we check these summaries
HDFC Bank reported FY26 loan growth of 12%, up from 5.5% the prior year, while deposit growth was 14.4%, again ahead of credit growth. Net income growth was 11% and EPS growth was 10%, with return on assets stable at 1.9% despite a decline in net interest margins, aided by cost efficiencies that brought the cost-to-income ratio down to 39.5% on a core basis. Management also addressed the resignation of the former part-time Chairman, the Dubai branch-related matter, and an NCDRC order, stating that a legal review is in process and that a summary will be provided once complete.