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Home First Finance Company India Ltd — earnings calls

2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.

Q1 FY27 earnings call

Home First Finance reported AUM of Rs 16,938 crore as of June 2026, up 25.7% year-on-year, with profit after tax rising 34.5% year-on-year to Rs 160 crore. Management said asset quality remained stable with 1+ DPD flat at 4.7% and Gross Stage 3 flat at 1.8%, while net interest margin improved to 6.0% from 5.9% in the prior quarter. The company disclosed that CFO Nutan Gaba Patwari will step down from her executive responsibilities effective August 31, 2026, with the Board evaluating candidates for the role.

Q4 FY26 earnings call

Home First Finance reported FY26 assets under management of Rs 15,878 crores, up 24.9% year-on-year, with Q4 disbursements at a record Rs 1,572 crores. Full-year profit after tax grew 41.4% year-on-year to Rs 540 crores, while asset quality metrics such as 1+ DPD and Gross Stage 3 improved sequentially during the quarter. Management discussed plans for branch expansion, co-lending scale-up, and AI adoption across underwriting and servicing functions.