IIFL Finance Ltd — earnings calls
2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.
IIFL Finance reported consolidated AUM crossing INR1.15 lakh crores, up 38% year-on-year, with gold loans at INR58,406 crores driving growth. Profit after tax before non-controlling interest was INR713 crores, up 14% quarter-on-quarter, with ROE at 19.5% and ROA at 3.1%. Management discussed capital adequacy pressure at the parent entity and outlined multiple options including equity raise, subsidiary stake sales, and subordinated or perpetual debt to address it.
IIFL Finance reported consolidated Q4 FY26 profit after tax of Rs 623 crore, up 24% quarter-on-quarter, with loan AUM crossing Rs 1 lakh crore and gold loan AUM up 150% year-on-year. Management said gross NPA stood at about 1.5% and net NPA at 0.7%, while housing finance profitability remained subdued due to stress in the legacy micro LAP portfolio. Management also discussed the pending income tax assessment order following a group-wide search operation, and outlined growth guidance for gold, housing and microfinance businesses for FY27.