Karnataka Bank Ltd — earnings calls
2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.
Karnataka Bank reported Q1 FY27 net profit of Rs 418.95 crore, up 3% quarter-on-quarter and 43% year-on-year, with net interest margin improving to 3.20% from 3.07% in Q4 FY26. Gross advances rose to Rs 86,610 crore and gross NPA improved to 2.58% from 2.78% in the previous quarter. Management discussed branch expansion plans, retail and MSME growth initiatives, and reductions in bulk deposits and IBPC exposure.
Karnataka Bank reported Q4 FY26 PAT of INR408.19 crores, up 40% quarter-on-quarter, with full-year FY26 PAT at INR1,310.50 crores, a 3% year-on-year increase. Net interest margin improved to 3.07% in Q4 FY26 from 2.92% in Q3, while gross NPA fell to 2.78% and net NPA to 0.98% as of March 31, 2026. Management said gross advances reached INR83,339.92 crores and CASA ratio stood at 33.61%, and detailed cost-to-income improvement to 50.47% for the quarter.