Laxmi India Finance Ltd — earnings calls
1 quarter summarised from transcripts filed with the exchange, every statement cited. Newest first.
Q1 FY27 — transcript filed; not yet summarisedQ4 FY26
Q4 FY26 earnings call
Laxmi India Finance reported AUM growth of over 27% year-on-year to Rs 1,626 crores for FY26, with net interest income up nearly 39% to Rs 161 crores and profit after tax up over 38% to Rs 49.7 crores. Management attributed the improvement to portfolio growth, better pricing discipline, and a reduced cost of borrowing which fell to 10.8% from 11.48% in FY25. The company also discussed a credit rating upgrade, an increase in net worth following its August 2025 IPO, and a provision made against a one-off exposure related to Up Money.