Muthoot Finance Ltd — earnings calls

Muthoot Finance reported consolidated gold loan AUM of Rs 1,65,000 crores, up 54% year-on-year, and standalone AUM of Rs 1,64,000 crores with standalone profit after tax of Rs 10,134 crores, up 95% year-on-year. Consolidated AUM across all subsidiaries stood at Rs 1,81,916 crores, up 49%, with consolidated profit after tax of Rs 10,607 crores, up 98% year-on-year. Management discussed yield movements this quarter attributed partly to auction income, ARC income and a pricing increase, along with a rise in stage 2 and stage 3 assets that it linked to a shift to borrower-wise NPA classification mandated by RBI.