OnEMI Technology Solutions Ltd — earnings calls
2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.
Kissht reported AUM of Rs 8,001 crores for Q1 FY27, up 61% year-on-year and 13% quarter-on-quarter, with profit after tax of Rs 95 crores, up 59% year-on-year. Management said credit cost declined to 6.80% of average AUM from 8.85% a year earlier, attributing this to a strategy of targeting higher-quality customers even as revenue margin fell. The company also reported that capital adequacy in its NBFC subsidiary rose to 40.2% following the May 2026 IPO, and that off-book AUM share increased from 49.7% to 53.6%.
Kissht reported its first earnings call as a listed company, with AUM growing 73% year-on-year and 19% quarter-on-quarter to Rs 7,066 crore in FY26. Full year PAT grew 75% year-on-year to Rs 281 crore, while GNPA improved from 2.89% to 2.12% and collection efficiency remained above 97%. Management outlined FY27 guidance of AUM growth above 40%, a return on average AUM of 4.5%-5%, and a reduction in impairment costs of 10%-15%.