Paisalo Digital Ltd — earnings calls

Paisalo Digital reported Q1 FY2027 assets under management of Rs.67,074 million, up 28% year-on-year, with disbursements of Rs.17,309 million marking 128% year-on-year growth. Total income rose 19% to Rs.2,603 million, net interest margin was 6.6%, and profit after tax grew 30% to Rs.613 million, while gross NPA stood at 0.70% and net NPA at 0.49%. Management also announced a public NCD issue of up to Rs.300 crore under a Rs.900 crore shelf and stated an ambition to approximately double AUM, income and profitability over the next three years.

Paisalo Digital reported Q4 FY26 Assets Under Management of Rs.61,009 million, up 17% year-on-year, with quarterly profit after tax of Rs.722 million, up 56% year-on-year. Total income for the quarter rose 35% year-on-year to Rs.2,609 million and net interest income grew 61% year-on-year to Rs.1,733 million. Management discussed asset quality, cost of borrowing, distribution expansion, technology and AI initiatives, and reaffirmed a three-year guidance of doubling AUM, income and net profit.