PB Fintech Ltd — earnings calls
2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.
PB Fintech reported Q1 FY27 consolidated operating revenue growth of 40% to Rs 1,888 crore, with core insurance revenue up 46% and core credit revenue up 25% year-on-year. Consolidated PAT rose 92% year-on-year to Rs 163 crore, with PAT margin improving from 6% to 9%. Management attributed growth to protection-category strength, with new health insurance growing 59% and total insurance premium reaching Rs 8,372 crore, up 41% year-on-year.
PB Fintech reported Q4 FY26 insurance premium growth of 42% for the full year, reaching approximately ₹29,934 crore, with new protection premium up 57% year-on-year for the full year and 67% for the quarter. Consolidated PAT was reported at ₹670 crore, or 2.2% of premium, while operating revenue for the full year was ₹6,794 crore. Management discussed growth drivers across health, term and savings insurance, Paisabazaar's turn to positive operating EBITDA, and updates on new initiatives including PB Health, PB Connect, and corporate broking.