Regency Fincorp Ltd — earnings calls
2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.
Regency Fincorp reported Q1 FY27 total income of INR17.4 crores, up 86% year-on-year, with AUM rising to INR345 crores from INR261 crores as of March 2026. The company's secured MSME loan book grew 44% quarter-on-quarter to INR230 crores, while its newly launched digital lending platform Cash My Salary reached approximately INR23 crores in disbursed portfolio. Management reported profit after tax of INR7.0 crores, capital adequacy of 49.8%, gross NPA of 0.98% and net NPA of 0.74% as of June 30, 2026.
Regency Fincorp reported AUM growth of 45% year-on-year to Rs 261.2 crore for FY2026, with total income rising 85% to Rs 40.1 crore and PAT growing 170% to Rs 13.4 crore. Management described a strategic shift toward secured MSME lending, which rose to about 61% of AUM from 18% a year earlier, and a planned wind-down of the JLG microfinance book by the end of the next calendar year. The company also discussed a recent Rs 25 crore equity raise via CCDs, an RBI NOC for a PPI license, and plans to expand branches and digital lending through its Cash My Salary app and upcoming RedPay wallet.