Repco Home Finance Ltd — earnings calls
2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.
Repco Home Finance reported Q1 FY2027 disbursements of Rs.843 Crores and AUM of Rs.15,990 Crores, up 8.9% year-on-year, with management attributing softer June-quarter disbursements to branch head transfers and promotions that were later settled. Net profit rose to Rs.114 Crores from Rs.108 Crores a year earlier, while GNPA stood at Rs.427 Crores or 2.7%, up sequentially from 2.6% but improved from a year ago. Management reiterated its full-year guidance of Rs.5,000 Crores disbursements, 13-14% AUM growth, and a reduction in NPA by Rs.40 Crores for FY2027.
Repco Home Finance reported its highest-ever quarterly disbursement of Rs.1186 crore in Q4 FY2026 and highest-ever annual disbursement of Rs.4148 crore for FY2026, up 26% year-on-year, while loan book grew about 9.6% to Rs.15,880 crore. Gross NPA reduced to 2.55% from 3.26% a year earlier, and stage 2 assets fell to about 7% of the book from 9.5%. Management cited one-off items including a change in interest calculation methodology, Labor Code implementation costs, silver jubilee expenses, and higher CSR spend that together reduced profit by approximately Rs.46 crore, with full-year profit at Rs.453 crore versus Rs.449 crore in the prior year.