SG Finserve Ltd — earnings calls
2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.
SG Finserve reported its highest ever quarterly PBT of INR72 crores in Q1 FY27, up 27% quarter-on-quarter, with the loan book reaching INR4,552 crores, up 16% quarter-on-quarter and 82% year-on-year. Management said net worth stood at INR1,539 crores with a leverage of 2.2x and capital adequacy ratio of 32%, while asset quality remained at nil NPAs. Management said it has visibility to achieve a PBT of around INR300 crores for FY27, implying around 75% year-on-year growth.
SG Finserve reported operating income of INR 334 crores for FY26, up 96% year-on-year, with a loan book of INR 3,936 crores, up 75%, and profit after tax of INR 128 crores, up 58%. Q4 PAT was INR 42 crores, a sequential increase of 30%, and gross disbursements for the full year crossed INR 25,000 crores. Management discussed the supply chain finance business model, nil NPA guidance, leverage levels, TReDS platform onboarding, and growth plans across dealer financing, factoring, and cross-sell businesses.