Suryoday Small Finance Bank Ltd — earnings calls
2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.
Suryoday Small Finance Bank reported gross advances of INR14,376 crores, up 32.5% year-on-year, and deposits of INR14,634 crores, up 29.4% year-on-year, for Q1 FY27. GNPA stood at 6.5% and NNPA at 1.2%, with adjusted figures at 2.9% and 0.3% after accounting for CGFMU receivables, following INR386 crores of CGFMU claims received during the quarter. Management discussed the transition from JLG to individual loans, growth in secured retail assets such as commercial vehicles and mortgages, and progress in digital businesses including credit line on UPI and digital deposits.
Suryoday Small Finance Bank reported Q4 and FY26 results showing improved collections and reduced slippages in its inclusive finance portfolio, alongside continued growth in commercial vehicle and mortgage books. Net total income for FY26 rose 10.2% year-on-year to Rs 1,458 crores and profit after tax increased to Rs 152 crores from Rs 115 crores. Management discussed plans for CGFMU claims, credit costs, NIM trends and a potential capital raise during the analyst Q&A.