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Ujjivan Small Finance Bank Ltd

NSE UJJIVANSFBBSE 542904ujjivansfb.bank.in

Q1 FY27, unaudited

Interest earned
₹2,024.92 Cr
Profit after tax
₹316.54 Cr

As filed with the exchange, standalone basis.

Statement of profit and loss

Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.

Statement of profit and loss, standalone basis
₹ croreQ1 FY27vs a year agoFY26
Interest earned2,024.92+25.08%6,931.45
Other income256.01+2.82%1,107.52
Total income2,280.93+22.12%8,038.97
Employee benefit expense503.56+22.30%1,790.97
Provisions & contingencies127.32−43.40%799.10
Profit before tax420.74+210.41%911.03
Tax expense104.20+222.36%218.40
Profit after tax316.54+206.67%692.63
Total comprehensive income———
Earnings per share
Earnings per share, basic₹1.63₹3.57
Earnings per share, diluted₹1.60₹3.51

Q1 FY27 — unaudited, from the company’s filing with NSE. Source

Q1 FY26, the year-ago base — unaudited, from the company’s filing with NSE. Source

FY26 — from the company’s filing with NSE. Source

Earnings call

Q1 FY27

Ujjivan Small Finance Bank reported Q1 FY27 profit after tax of Rs 317 crores with ROA of 2.2% and ROE of 18.2%, alongside 25% year-on-year deposit growth and a gross loan book of Rs 42,903 crores, up 28.9% year-on-year. Management raised its FY27 ROA guidance to 1.8%-2% and revised the FY27 credit-cost guidance down to 0.9%-1% of average total assets, citing improving collection efficiency and lower slippages. The bank also reported secured loans reaching 50.4% of the loan book, gold loan growth of 248.6% year-on-year, and stable net interest margin at 8.5%.

Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote.

Read the full summary

Earlier calls: Q4 FY26 · All quarters

Filings

12 shown · 84 published by the exchange

BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.

Page generated from filings held to 15 Sept 2026.