Yes Bank Ltd — earnings calls
2 quarters summarised from transcripts filed with the exchange, every statement cited. Newest first.
YES Bank reported Q1FY27 net profit growth of 33.7% year-on-year to Rs 1,071 crores, with operating profit up 25.5% to Rs 1,704 crores. Net Interest Income rose 17.5% year-on-year to Rs 2,786 crores while NIM improved 20 basis points year-on-year to 2.7%, and asset quality metrics such as gross slippage and GNPA improved sequentially. Management also cited rating upgrades from Moody's, CARE, ICRA and S&P Global during the quarter, and discussed a Board-approved enabling resolution for a future capital raise.
YES Bank reported full-year FY26 net profit of Rs 3,476 crores, up 44.5% over FY25, with Q4FY26 net profit of Rs 1,068 crores, up approximately 44.7% year-on-year. The bank achieved a 1% return on assets for the quarter, improved net interest margin to 2.7% in Q4, and reported gross NPA and net NPA ratios of 1.3% and 0.2% respectively, the lowest in 24 quarters. Advances grew 11.1% year-on-year to Rs 2.73 lakh crores while total deposits crossed Rs 3 lakh crores, growing 12.1% year-on-year.