AU Small Finance Bank Ltd — earnings calls
1 quarter summarised from transcripts filed with the exchange, every statement cited. Newest first.
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AU Small Finance Bank reported Q4 FY26 profit after tax of ₹832 crores, up 25% quarter-on-quarter and 65% year-on-year, with ROA improving to 1.8% for the quarter, while full-year PAT grew 25% to ₹2,641 crores with ROA of 1.6%. Deposits grew 10% quarter-on-quarter and 23% year-on-year, loan portfolio grew 8% quarter-on-quarter and 21% year-on-year, and net interest margin expanded 24 basis points quarter-on-quarter to 5.96%. Management also discussed the pending universal banking license application, leadership transitions including a three-year tenure extension for the MD and CEO, and ongoing technology and Agentic AI initiatives across the bank's operations.