AU Small Finance Bank Ltd
Q1 FY27, unaudited
- Interest earned
- ₹5,302.74 Cr
- Profit after tax
- ₹795.95 Cr
As filed with the exchange, standalone basis.
Statement of profit and loss
Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.
| ₹ crore | Q1 FY27 | vs a year ago | FY26 |
|---|---|---|---|
| Interest earned | 5,302.74 | +21.11% | 18,636.34 |
| Other income | 689.22 | −14.98% | 2,977.94 |
| Total income | 5,991.96 | +15.47% | 21,614.28 |
| Employee benefit expense | 1,063.92 | +22.92% | 3,848.16 |
| Provisions & contingencies | 371.49 | −30.34% | 1,614.71 |
| Profit before tax | 1,063.99 | +36.60% | 3,474.05 |
| Tax expense | 268.03 | +35.34% | 832.79 |
| Profit after tax | 795.95 | +37.03% | 2,641.25 |
| Total comprehensive income | — | — | — |
| Earnings per share, basic | ₹10.63 | ₹35.40 |
|---|---|---|
| Earnings per share, diluted | ₹10.51 | ₹35.01 |
Earnings call
Q4 FY26AU Small Finance Bank reported Q4 FY26 profit after tax of ₹832 crores, up 25% quarter-on-quarter and 65% year-on-year, with ROA improving to 1.8% for the quarter, while full-year PAT grew 25% to ₹2,641 crores with ROA of 1.6%. Deposits grew 10% quarter-on-quarter and 23% year-on-year, loan portfolio grew 8% quarter-on-quarter and 21% year-on-year, and net interest margin expanded 24 basis points quarter-on-quarter to 5.96%. Management also discussed the pending universal banking license application, leadership transitions including a three-year tenure extension for the MD and CEO, and ongoing technology and Agentic AI initiatives across the bank's operations.
Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote. Read the cited summary
Filings
12 shown · 57 published by the exchange
25 Aug 2026
25 Aug 2026
Filing14 Aug 2026
Filing13 Aug 2026
13 Aug 2026
13 Aug 2026
10 Aug 2026
07 Aug 2026
Filing30 Jul 2026
Filing28 Jul 2026
Transcript27 Jul 2026
Filing25 Jul 2026
BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.
Page generated from filings held to 25 Aug 2026.