AU Small Finance Bank Ltd
Q2 FY27, unaudited
- Interest earned
- ₹5,611.81 Cr
- Profit after tax
- ₹857.69 Cr
As filed with the exchange, standalone basis.
Statement of profit and loss
Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.
| ₹ crore | Q2 FY27 | vs a year ago | 6M FY27 |
|---|---|---|---|
| Interest earned | 5,611.81 | +24.39% | 10,914.55 |
| Other income | 770.18 | +8.08% | 1,459.40 |
| Total income | 6,381.99 | +22.17% | 12,373.95 |
| Employee benefit expense | 1,093.88 | +19.07% | 2,157.80 |
| Provisions & contingencies | 359.40 | −25.25% | 730.88 |
| Profit before tax | 1,154.30 | +58.36% | 2,218.29 |
| Tax expense | 296.61 | +76.53% | 564.65 |
| Profit after tax | 857.69 | +52.92% | 1,653.64 |
| Total comprehensive income | — | — | — |
| Earnings per share, basic | ₹11.44 | ₹22.07 |
|---|---|---|
| Earnings per share, diluted | ₹11.30 | ₹21.81 |
Earnings call
Q4 FY26AU Small Finance Bank reported Q4 FY26 profit after tax of ₹832 crores, up 25% quarter-on-quarter and 65% year-on-year, with ROA improving to 1.8% for the quarter, while full-year PAT grew 25% to ₹2,641 crores with ROA of 1.6%. Deposits grew 10% quarter-on-quarter and 23% year-on-year, loan portfolio grew 8% quarter-on-quarter and 21% year-on-year, and net interest margin expanded 24 basis points quarter-on-quarter to 5.96%. Management also discussed the pending universal banking license application, leadership transitions including a three-year tenure extension for the MD and CEO, and ongoing technology and Agentic AI initiatives across the bank's operations.
Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote.
Filings
12 shown · 74 published by the exchange
12 Oct 2026
12 Oct 2026
08 Oct 2026
03 Oct 2026
01 Oct 2026
Credit rating30 Sept 2026
Insider trading28 Sept 2026
24 Sept 2026
22 Sept 2026
Filing21 Sept 2026
14 Sept 2026
09 Sept 2026
BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.
Industry
Financial Services › Other Bank
Classification as published by BSE.
Companies also in Other Bank, in alphabetical order
Page generated from filings held to 12 Oct 2026.