IDFC First Bank Ltd
Q2 FY27, unaudited
- Interest earned
- ₹11,921.75 Cr
- Profit after tax
- ₹1,044.60 Cr
As filed with the exchange, standalone basis.
Statement of profit and loss
Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.
| ₹ crore | Q2 FY27 | vs a year ago | 6M FY27 |
|---|---|---|---|
| Interest earned | 11,921.75 | +19.97% | 22,972.84 |
| Other income | 2,296.03 | +21.39% | 4,605.46 |
| Total income | 14,217.78 | +20.20% | 27,578.30 |
| Employee benefit expense | 1,719.68 | +15.41% | 3,415.87 |
| Provisions & contingencies | 1,136.95 | −21.69% | 2,280.83 |
| Profit before tax | 1,401.58 | +227.30% | 2,810.27 |
| Tax expense | 356.98 | +370.27% | 690.71 |
| Profit after tax | 1,044.60 | +196.50% | 2,119.56 |
| Total comprehensive income | — | — | — |
| Earnings per share, basic | ₹1.21 | ₹2.46 |
|---|---|---|
| Earnings per share, diluted | ₹1.20 | ₹2.44 |
Earnings call
Q1 FY27IDFC FIRST Bank reported Q1 FY27 profit of Rs 1,075 crore, up 132% year-on-year, with net interest margin at 5.96% and gross NPA improving to 1.51%. Customer deposits grew 16.6% Y-o-Y to just shy of Rs 3 lakh crore while the loan book crossed Rs 3.05 lakh crore, up 20.6% Y-o-Y. Management said credit cost guidance for the year has been revised down to 150-160 basis points from an earlier 170-180 basis points, and reaffirmed an expectation of reaching around 1% ROA for the full year.
Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote.
Earlier calls: Q4 FY26 · All quarters
Filings
12 shown · 76 published by the exchange
12 Oct 2026
12 Oct 2026
09 Oct 2026
Filing08 Oct 2026
Credit rating05 Oct 2026
01 Oct 2026
Credit rating29 Sept 2026
Insider trading29 Sept 2026
24 Sept 2026
22 Sept 2026
Filing22 Sept 2026
Filing11 Sept 2026
Filing
BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.
Industry
Financial Services › Private Sector Bank
Classification as published by BSE.
Companies also in Private Sector Bank, in alphabetical order
Page generated from filings held to 12 Oct 2026.