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Parakho

Jammu & Kashmir Bank Ltd

NSE J&KBANKBSE 532209

Q2 FY27, unaudited

Interest earned
₹3,728.78 Cr
Profit after tax
₹547.30 Cr

As filed with the exchange, consolidated basis.

Statement of profit and loss

Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.

Statement of profit and loss, consolidated basis
₹ croreQ2 FY27vs a year ago6M FY27
Interest earned3,728.78+13.23%7,276.26
Other income318.28+102.39%535.76
Total income4,047.06+17.30%7,812.02
Employee benefit expense650.43+0.43%1,303.65
Provisions & contingencies72.35+761.94%156.38
Profit before tax718.07+13.14%1,338.87
Tax expense170.77+22.18%366.25
Profit after tax547.30+10.59%972.62
Total comprehensive income———
Earnings per share
Earnings per share, basic₹5.02₹8.90
Earnings per share, diluted₹5.02₹8.90

Q2 FY27 and 6M FY27 — unaudited, from the company’s filing with NSE. Source

Q2 FY26, the year-ago base — unaudited, from the company’s filing with NSE. Source

Q2 FY27 results for every company Parakho holds

Earnings call

Q4 FY26

Jammu & Kashmir Bank reported a record annual net profit of Rs 2,363 crores for FY26 and a record quarterly profit of almost Rs 800 crores in Q4, up 36% quarter-on-quarter. Management said business grew 13.6% for the year with deposits up 11.3% and advances up 16.8%, while NIM moderated to 3.60% due to RBI rate cuts, and asset quality improved with GNPA at 2.50% and NNPA at 0.64%. For FY27, management gave conservative guidance of 12% credit growth, 10% deposit growth, CASA at 45%, NIM around 3.5%, ROA maintained at current levels, ROE around 16%, and Gross NPA below 2.25%.

Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote.

Read the full summary

Filings

12 shown · 88 published by the exchange

BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.

Industry

Financial Services › Private Sector Bank

Classification as published by BSE.

Companies also in Private Sector Bank, in alphabetical order

All 20 companies in Private Sector Bank

Page generated from filings held to 05 Oct 2026.

Jammu & Kashmir Bank Ltd (J&KBANK) Q2 FY27 results — revenue, profit and filings · Parakho