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Jammu & Kashmir Bank Ltd

NSE J&KBANKBSE 532209jkb.bank.inInvestor relations

Q1 FY27, unaudited

Interest earned
₹3,547.48 Cr
Profit after tax
₹425.32 Cr

As filed with the exchange, consolidated basis.

Statement of profit and loss

Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.

Statement of profit and loss, consolidated basis
₹ croreQ1 FY27vs a year ago6M FY26
Interest earned3,547.48+8.50%3,273.34
Other income217.48−14.11%262.45
Total income3,764.96+6.88%3,535.79
Employee benefit expense653.22−1.45%511.21
Provisions & contingencies84.03+456.86%50.26
Profit before tax620.80−5.85%862.33
Tax expense195.48+12.76%63.18
Profit after tax425.32−12.49%799.15
Total comprehensive income———
Earnings per share
Earnings per share, basic₹3.89₹7.25
Earnings per share, diluted₹3.89₹7.25

Q1 FY27 — unaudited, from the company’s filing with NSE. Source

Q1 FY26, the year-ago base — unaudited, from the company’s filing with NSE. Source

6M FY26 — from the company’s filing with NSE. Source

Earnings call

Q4 FY26

Jammu & Kashmir Bank reported a record annual net profit of Rs 2,363 crores for FY26 and a record quarterly profit of almost Rs 800 crores in Q4, up 36% quarter-on-quarter. Management said business grew 13.6% for the year with deposits up 11.3% and advances up 16.8%, while NIM moderated to 3.60% due to RBI rate cuts, and asset quality improved with GNPA at 2.50% and NNPA at 0.64%. For FY27, management gave conservative guidance of 12% credit growth, 10% deposit growth, CASA at 45%, NIM around 3.5%, ROA maintained at current levels, ROE around 16%, and Gross NPA below 2.25%.

Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote. Read the cited summary

Filings

12 shown · 63 published by the exchange

BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.

Page generated from filings held to 20 Aug 2026.

Jammu & Kashmir Bank Ltd (J&KBANK) — filings and results · Parakho