PNB Housing Finance Ltd
Q1 FY27, unaudited
- Interest earned
- ₹2,252.50 Cr
- Profit after tax
- ₹554.50 Cr
As filed with the exchange, standalone basis.
Statement of profit and loss
Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.
| ₹ crore | Q1 FY27 | vs a year ago | FY26 |
|---|---|---|---|
| Interest earned | 2,252.50 | +9.14% | 8,511.22 |
| Other income | 2.87 | −57.36% | 3.07 |
| Total income | 2,255.37 | +8.92% | 8,514.29 |
| Employee benefit expense | 107.87 | +15.32% | 386.82 |
| Provisions & contingencies | — | — | — |
| Profit before tax | 714.59 | +4.24% | 3,003.80 |
| Tax expense | 160.09 | +4.09% | 675.92 |
| Profit after tax | 554.50 | +4.28% | 2,327.88 |
| Total comprehensive income | 561.71 | −9.16% | 2,473.85 |
| Earnings per share, basic | ₹21.28 | ₹89.41 |
|---|---|---|
| Earnings per share, diluted | ₹21.22 | ₹89.20 |
Earnings call
Q1 FY27PNB Housing Finance reported Q1 FY27 disbursement growth of 18% year-on-year to Rs 5,882 crore following a shift in recognition from cheque handover to cheque realisation basis, while on a comparable cheque handover basis disbursements grew 56% year-on-year. The overall loan book grew 15% year-on-year to Rs 89,670 crore, with the retail portfolio up 16% to Rs 89,178 crore and Affordable and Emerging Markets segments growing 27% year-on-year. Profit after tax grew 4% year-on-year to Rs 557 crore, with gross NPA at 0.95%, spread stable at 2.12%, and NIM moderating 19 bps quarter-on-quarter to 3.50%.
Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote.
Earlier calls: Q4 FY26 · All quarters
Filings
12 shown · 92 published by the exchange
12 Oct 2026
07 Oct 2026
06 Oct 2026
Credit rating26 Sept 2026
Insider trading25 Sept 2026
Credit rating23 Sept 2026
23 Sept 2026
Filing21 Sept 2026
21 Sept 2026
17 Sept 2026
17 Sept 2026
Filing15 Sept 2026
BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.
Industry
Financial Services › Housing Finance Company
Classification as published by BSE.
Companies also in Housing Finance Company, in alphabetical order
Page generated from filings held to 12 Oct 2026.