Satin Creditcare Network Ltd
Q1 FY27, unaudited
- Interest earned
- ₹762.14 Cr
- Profit after tax
- ₹122.65 Cr
As filed with the exchange, consolidated basis.
Statement of profit and loss
Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.
| ₹ crore | Q1 FY27 | vs a year ago | FY26 |
|---|---|---|---|
| Interest earned | 762.14 | +7.56% | 3,143.03 |
| Other income | 2.61 | −44.36% | 17.84 |
| Total income | 764.75 | +7.22% | 3,160.87 |
| Employee benefit expense | 187.69 | +16.01% | 686.35 |
| Provisions & contingencies | — | — | — |
| Profit before tax | 161.20 | +177.54% | 432.05 |
| Tax expense | 38.55 | +197.01% | 99.84 |
| Profit after tax | 122.65 | +171.94% | 332.21 |
| Total comprehensive income | 120.19 | +325.93% | 318.85 |
| Earnings per share, basic | ₹11.15 | ₹30.20 |
|---|---|---|
| Earnings per share, diluted | ₹11.15 | ₹30.20 |
Earnings call
Q1 FY27Satin Creditcare reported its 20th consecutive profitable quarter with consolidated AUM of Rs 15,935 crores, up 27% year-on-year, and consolidated profit after tax of Rs 123 crores, up 172% year-on-year. Management said the reported credit cost of 3.06% and ROA of 3.55% included a Rs 36 crores management overlay built as a buffer against monsoon and Assam flood-related uncertainty, with adjusted ROA at 4.34%. The company gave FY27 guidance of 20-25% consolidated AUM growth, credit cost of 3-3.5%, and reported ROA of 3.5-4%, and said it would review guidance at the half year after seeing how the monsoon plays out.
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Earlier calls: Q4 FY26 · All quarters
Filings
12 shown · 62 published by the exchange
07 Aug 2026
07 Aug 2026
06 Aug 2026
Filing06 Aug 2026
04 Aug 2026
03 Aug 2026
Transcript03 Aug 2026
03 Aug 2026
31 Jul 2026
31 Jul 2026
Filing30 Jul 2026
Presentation30 Jul 2026
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Page generated from filings held to 07 Aug 2026.