SBFC Finance Ltd
Q3 FY25, unaudited
- Interest earned
- ₹333.50 Cr
- Profit after tax
- ₹88.28 Cr
As filed with the exchange, consolidated basis.
Statement of profit and loss
Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.
| ₹ crore | Q3 FY25 | vs a year ago | 9M FY25 |
|---|---|---|---|
| Interest earned | 333.50 | — | 945.48 |
| Other income | 0.08 | — | 0.37 |
| Total income | 333.58 | — | 945.85 |
| Employee benefit expense | 64.33 | — | 184.98 |
| Provisions & contingencies | — | — | — |
| Profit before tax | 117.77 | — | 333.54 |
| Tax expense | 29.49 | — | 82.18 |
| Profit after tax | 88.28 | — | 251.36 |
| Total comprehensive income | 83.58 | — | 247.41 |
| Earnings per share, basic | ₹0.82 | ₹2.34 |
|---|---|---|
| Earnings per share, diluted | ₹0.80 | ₹2.29 |
Q3 FY25 and 9M FY25 — unaudited, from the company’s filing with NSE. Source
Why the dash
Parakho has not ingested this company’s year-ago quarter, so the change column stays empty. A dash means we do not hold the figure — never that it is zero.
Earnings call
Q1 FY27SBFC Finance reported AUM growth of 27% year-on-year to INR 11,922 crores for Q1 FY27, with spreads improving 39 basis points to 9.4% and NIMs at 10.6%. Management flagged softer login-to-disbursal conversion at 34% versus 42% a year earlier, attributing it to inflation-driven stress on household repayment capacity in the sub-INR 10 lakh segment. PAT for the quarter stood at INR 130 crores, up 29% year-on-year, while Stage 2 ECL provisioning was raised to 16% from 6%, taking total provisioning to assets to 1.91%.
Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote. Read the cited summary
Earlier calls: Q4 FY26 · All quarters
Filings
12 shown · 42 published by the exchange
17 Aug 2026
Filing31 Jul 2026
Filing31 Jul 2026
Transcript27 Jul 2026
Filing25 Jul 2026
25 Jul 2026
Presentation25 Jul 2026
25 Jul 2026
22 Jul 2026
15 Jul 2026
Filing15 Jul 2026
15 Jul 2026
BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.
Page generated from filings held to 17 Aug 2026.