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Parakho

SBFC Finance Ltd

NSE SBFCBSE 543959sbfc.comInvestor relations

Q1 FY27, unaudited

Interest earned
₹491.46 Cr
Profit after tax
₹130.12 Cr

As filed with the exchange, standalone basis.

Statement of profit and loss

Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.

Statement of profit and loss, standalone basis
₹ croreQ1 FY27vs a year agoFY26
Interest earned491.46+26.52%1,678.82
Other income0.10−4.72%0.68
Total income491.57+26.52%1,679.50
Employee benefit expense88.86+26.37%286.10
Provisions & contingencies———
Profit before tax174.12+28.30%603.59
Tax expense44.00+26.36%152.76
Profit after tax130.12+28.97%450.83
Total comprehensive income138.09+41.25%444.58
Earnings per share
Earnings per share, basic₹1.18₹4.13
Earnings per share, diluted₹1.17₹4.10

Q1 FY27 — unaudited, from the company’s filing with NSE. Source

Q1 FY26, the year-ago base — unaudited, from the company’s filing with NSE. Source

FY26 — from the company’s filing with NSE. Source

Earnings call

Q1 FY27

SBFC Finance reported AUM growth of 27% year-on-year to INR 11,922 crores for Q1 FY27, with spreads improving 39 basis points to 9.4% and NIMs at 10.6%. Management flagged softer login-to-disbursal conversion at 34% versus 42% a year earlier, attributing it to inflation-driven stress on household repayment capacity in the sub-INR 10 lakh segment. PAT for the quarter stood at INR 130 crores, up 29% year-on-year, while Stage 2 ECL provisioning was raised to 16% from 6%, taking total provisioning to assets to 1.91%.

Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote. Read the cited summary

Earlier calls: Q4 FY26 · All quarters

Filings

12 shown · 42 published by the exchange

BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.

Page generated from filings held to 17 Aug 2026.