Spandana Sphoorty Financial Ltd
Q1 FY27, unaudited
- Interest earned
- ₹261.55 Cr
- Profit after tax
- ₹16.09 Cr
As filed with the exchange, standalone basis.
Statement of profit and loss
Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.
| ₹ crore | Q1 FY27 | vs a year ago | FY26 |
|---|---|---|---|
| Interest earned | 261.55 | −0.12% | 906.59 |
| Other income | 18.23 | +689.18% | 35.61 |
| Total income | 279.78 | +5.91% | 942.20 |
| Employee benefit expense | 94.91 | −24.19% | 458.97 |
| Provisions & contingencies | — | — | — |
| Profit before tax | 23.06 | +105.25% | -825.35 |
| Tax expense | 6.97 | +106.32% | -201.30 |
| Profit after tax | 16.09 | +104.89% | -624.05 |
| Total comprehensive income | 14.01 | +104.43% | -628.09 |
| Earnings per share, basic | ₹2.01 | ₹-81.24 |
|---|---|---|
| Earnings per share, diluted | ₹2.01 | ₹-81.24 |
Earnings call
Q1 FY27Spandana Sphoorty reported Q1 FY27 AUM growth of 11% quarter-on-quarter to Rs 4,887 crores, with PAT rising to Rs 12 crores from Rs 5 crores in the March quarter. Management cited improvement in NIM to 12.5%, a decline in marginal cost of borrowings to 11.3%, and X-bucket collection efficiency sustained at 99.5%. The company also disclosed plans to pilot an individual loan product in Madhya Pradesh and expand presence in Tamil Nadu and Maharashtra.
Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote.
Earlier calls: Q4 FY26 · All quarters
Filings
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09 Oct 2026
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Credit rating07 Oct 2026
29 Sept 2026
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Insider trading23 Sept 2026
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Filing21 Aug 2026
20 Aug 2026
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Industry
Financial Services › Microfinance Institutions
Classification as published by BSE.
Companies also in Microfinance Institutions, in alphabetical order
Page generated from filings held to 09 Oct 2026.