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Parakho

Union Bank of India

NSE UNIONBANKBSE 532477unionbankofindia.bank.in

Q1 FY27, unaudited

Interest earned
₹27,427.10 Cr
Profit after tax
₹5,368.17 Cr

As filed with the exchange, consolidated basis.

Statement of profit and loss

Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.

Statement of profit and loss, consolidated basis
₹ croreQ1 FY27vs a year agoFY26
Interest earned27,427.10−0.17%1,06,798.89
Other income5,233.14+7.48%21,600.62
Total income32,660.24+0.98%1,28,399.51
Employee benefit expense3,925.15−2.65%15,687.31
Provisions & contingencies973.39−41.62%4,431.95
Profit before tax7,066.86+34.13%24,284.50
Tax expense1,698.69+50.05%5,503.88
Profit after tax5,368.17+29.77%18,780.62
Total comprehensive income———
Earnings per share
Earnings per share, basic₹7.39₹25.45
Earnings per share, diluted₹7.39₹25.45

Q1 FY27 — unaudited, from the company’s filing with NSE. Source

Q1 FY26, the year-ago base — unaudited, from the company’s filing with NSE. Source

FY26 — from the company’s filing with NSE. Source

Earnings call

Q1 FY27

Union Bank of India reported its highest-ever quarterly profit for Q1 FY27, with the CFO and MD detailing improvements in NIM, cost-to-income ratio, and asset quality metrics. Management described a strategy of shedding bulk deposits in favour of CASA and retail term deposits, which reduced the cost of deposits by 18 basis points during the quarter. The bank also discussed provisioning related to expected credit loss (ECL) transition, MSME stress from a nationwide customer outreach exercise, and growth plans across corporate, retail, agriculture and MSME segments.

Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote. Read the cited summary

Filings

12 shown · 66 published by the exchange

BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.

Page generated from filings held to 25 Aug 2026.