Union Bank of India
Q2 FY27, unaudited
- Interest earned
- ₹28,158.27 Cr
- Profit after tax
- ₹5,537.20 Cr
As filed with the exchange, standalone basis.
Statement of profit and loss
Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.
| ₹ crore | Q2 FY27 | vs a year ago | 6M FY27 |
|---|---|---|---|
| Interest earned | 28,158.27 | +5.66% | 55,361.46 |
| Other income | 4,651.02 | −6.90% | 9,254.03 |
| Total income | 32,809.29 | +3.68% | 64,615.49 |
| Employee benefit expense | 3,944.74 | +0.92% | 7,760.08 |
| Provisions & contingencies | 700.75 | −49.83% | 1,680.17 |
| Profit before tax | 7,406.85 | +36.73% | 14,430.01 |
| Tax expense | 1,869.65 | +60.05% | 3,560.51 |
| Profit after tax | 5,537.20 | +30.32% | 10,869.50 |
| Total comprehensive income | — | — | — |
| Earnings per share, basic | ₹7.25 | ₹14.24 |
|---|---|---|
| Earnings per share, diluted | ₹7.25 | ₹14.24 |
Earnings call
Q1 FY27Union Bank of India reported its highest-ever quarterly profit for Q1 FY27, with the CFO and MD detailing improvements in NIM, cost-to-income ratio, and asset quality metrics. Management described a strategy of shedding bulk deposits in favour of CASA and retail term deposits, which reduced the cost of deposits by 18 basis points during the quarter. The bank also discussed provisioning related to expected credit loss (ECL) transition, MSME stress from a nationwide customer outreach exercise, and growth plans across corporate, retail, agriculture and MSME segments.
Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote.
Filings
12 shown · 81 published by the exchange
08 Oct 2026
Credit rating07 Oct 2026
07 Oct 2026
Credit rating06 Oct 2026
01 Oct 2026
25 Sept 2026
Insider trading25 Sept 2026
18 Sept 2026
Credit rating15 Sept 2026
11 Sept 2026
09 Sept 2026
Filing01 Sept 2026
Filing
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Industry
Financial Services › Public Sector Bank
Classification as published by BSE.
Companies also in Public Sector Bank, in alphabetical order
Page generated from filings held to 08 Oct 2026.