Union Bank of India
Q1 FY27, unaudited
- Interest earned
- ₹27,203.19 Cr
- Profit after tax
- ₹5,332.30 Cr
As filed with the exchange, standalone basis.
Statement of profit and loss
Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.
| ₹ crore | Q1 FY27 | vs a year ago | FY26 |
|---|---|---|---|
| Interest earned | 27,203.19 | −0.34% | 1,05,992.23 |
| Other income | 4,603.01 | +2.61% | 19,434.79 |
| Total income | 31,806.20 | +0.08% | 1,25,427.02 |
| Employee benefit expense | 3,815.34 | −3.31% | 15,290.42 |
| Provisions & contingencies | 979.42 | −41.16% | 4,438.45 |
| Profit before tax | 7,023.16 | +33.92% | 24,181.05 |
| Tax expense | 1,690.86 | +49.82% | 5,483.91 |
| Profit after tax | 5,332.30 | +29.57% | 18,697.14 |
| Total comprehensive income | — | — | — |
| Earnings per share, basic | ₹6.99 | ₹24.49 |
|---|---|---|
| Earnings per share, diluted | ₹6.99 | ₹24.49 |
Earnings call
Q1 FY27Union Bank of India reported its highest-ever quarterly profit for Q1 FY27, with the CFO and MD detailing improvements in NIM, cost-to-income ratio, and asset quality metrics. Management described a strategy of shedding bulk deposits in favour of CASA and retail term deposits, which reduced the cost of deposits by 18 basis points during the quarter. The bank also discussed provisioning related to expected credit loss (ECL) transition, MSME stress from a nationwide customer outreach exercise, and growth plans across corporate, retail, agriculture and MSME segments.
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Filings
12 shown · 66 published by the exchange
25 Aug 2026
21 Aug 2026
21 Aug 2026
Presentation18 Aug 2026
18 Aug 2026
14 Aug 2026
06 Aug 2026
06 Aug 2026
05 Aug 2026
30 Jul 2026
27 Jul 2026
27 Jul 2026
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Page generated from filings held to 25 Aug 2026.