Utkarsh Small Finance Bank Ltd — earnings calls
1 quarter summarised from transcripts filed with the exchange, every statement cited. Newest first.
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Utkarsh Small Finance Bank reported a net loss of INR34 crores in Q1 FY27, an improvement of more than 80% year-on-year and sequentially, as credit costs declined to 2.3% from 8.5% a year earlier. Total disbursements grew 49% year-on-year, GNPA improved to 5.9% of gross loan portfolio, and secured lending rose to 51% of the gross loan book from 45% a year ago. Management described CGFMU guarantee scheme coverage expanding to around 80% of eligible microfinance disbursements and outlined plans to raise INR500 crores via NCDs while a reverse merger with the holding company remains pending before the NCLT.