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Parakho

Utkarsh Small Finance Bank Ltd

NSE UTKARSHBNKBSE 543942utkarsh.bank.in

Q1 FY27, unaudited

Interest earned
₹883.56 Cr
Profit after tax
₹-33.92 Cr

As filed with the exchange, standalone basis.

Statement of profit and loss

Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.

Statement of profit and loss, standalone basis
₹ croreQ1 FY27vs a year agoFY26
Interest earned883.56+0.30%3,378.78
Other income118.81−13.75%430.97
Total income1,002.37−1.60%3,809.75
Employee benefit expense240.63+5.44%947.96
Provisions & contingencies108.98−73.45%1,562.96
Profit before tax-45.41+85.76%-1,506.61
Tax expense-11.50+85.52%-355.64
Profit after tax-33.92+85.84%-1,150.98
Total comprehensive income———
Earnings per share
Earnings per share, basic₹-0.19₹-8.37
Earnings per share, diluted₹-0.19₹-8.37

Q1 FY27 — unaudited, from the company’s filing with NSE. Source

Q1 FY26, the year-ago base — unaudited, from the company’s filing with NSE. Source

FY26 — from the company’s filing with NSE. Source

Earnings call

Q1 FY27

Utkarsh Small Finance Bank reported a net loss of INR34 crores in Q1 FY27, an improvement of more than 80% year-on-year and sequentially, as credit costs declined to 2.3% from 8.5% a year earlier. Total disbursements grew 49% year-on-year, GNPA improved to 5.9% of gross loan portfolio, and secured lending rose to 51% of the gross loan book from 45% a year ago. Management described CGFMU guarantee scheme coverage expanding to around 80% of eligible microfinance disbursements and outlined plans to raise INR500 crores via NCDs while a reverse merger with the holding company remains pending before the NCLT.

Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote. Read the cited summary

Filings

12 shown · 58 published by the exchange

BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.

Page generated from filings held to 21 Aug 2026.