CreditAccess Grameen Ltd
Q1 FY27, unaudited
- Interest earned
- ₹1,783.49 Cr
- Profit after tax
- ₹493.39 Cr
As filed with the exchange, consolidated basis.
Statement of profit and loss
Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.
| ₹ crore | Q1 FY27 | vs a year ago | FY26 |
|---|---|---|---|
| Interest earned | 1,783.49 | +21.92% | 6,058.92 |
| Other income | 0.92 | +24.32% | 3.62 |
| Total income | 1,784.41 | +21.92% | 6,062.54 |
| Employee benefit expense | 242.02 | +9.41% | 879.09 |
| Provisions & contingencies | — | — | — |
| Profit before tax | 660.03 | +713.65% | 1,033.20 |
| Tax expense | 166.64 | +696.18% | 255.56 |
| Profit after tax | 493.39 | +719.72% | 777.64 |
| Total comprehensive income | 493.10 | +759.06% | 828.77 |
| Earnings per share, basic | ₹30.79 | ₹48.63 |
|---|---|---|
| Earnings per share, diluted | ₹30.65 | ₹48.44 |
Earnings call
Q1 FY27CreditAccess Grameen reported Q1 FY27 AUM growth of 16.4% YoY to INR 30,319 Crore, with PAT up 720% YoY to INR 493 Crore driven by normalized credit costs and improved asset quality. Management said net interest margin stood at 14.4%, ROA at 5.9% and ROE at 24.4% for the quarter, while retail finance now constitutes 20.6% of AUM. The company maintained its medium-term guidance of INR 50,000 Crore AUM by calendar year 2028 and said it would evaluate pricing changes in the second half of FY27 based on credit cost trends.
Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote. Read the cited summary
Earlier calls: Q4 FY26 · All quarters
Filings
12 shown · 67 published by the exchange
20 Aug 2026
Filing19 Aug 2026
13 Aug 2026
11 Aug 2026
10 Aug 2026
07 Aug 2026
Filing07 Aug 2026
06 Aug 2026
03 Aug 2026
29 Jul 2026
Transcript25 Jul 2026
Filing24 Jul 2026
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Page generated from filings held to 20 Aug 2026.