Satin Creditcare Network Ltd
Q1 FY27, unaudited
- Interest earned
- ₹762.14 Cr
- Profit after tax
- ₹122.65 Cr
As filed with the exchange, consolidated basis.
Statement of profit and loss
Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.
| ₹ crore | Q1 FY27 | vs a year ago | FY26 |
|---|---|---|---|
| Interest earned | 762.14 | +7.56% | 3,143.03 |
| Other income | 2.61 | −44.36% | 17.84 |
| Total income | 764.75 | +7.22% | 3,160.87 |
| Employee benefit expense | 187.69 | +16.01% | 686.35 |
| Provisions & contingencies | — | — | — |
| Profit before tax | 161.20 | +177.54% | 432.05 |
| Tax expense | 38.55 | +197.01% | 99.84 |
| Profit after tax | 122.65 | +171.94% | 332.21 |
| Total comprehensive income | 120.19 | +325.93% | 318.85 |
| Earnings per share, basic | ₹11.15 | ₹30.20 |
|---|---|---|
| Earnings per share, diluted | ₹11.15 | ₹30.20 |
Earnings call
Q1 FY27Satin Creditcare reported its 20th consecutive profitable quarter with consolidated AUM of Rs 15,935 crores, up 27% year-on-year, and consolidated profit after tax of Rs 123 crores, up 172% year-on-year. Management said the reported credit cost of 3.06% and ROA of 3.55% included a Rs 36 crores management overlay built as a buffer against monsoon and Assam flood-related uncertainty, with adjusted ROA at 4.34%. The company gave FY27 guidance of 20-25% consolidated AUM growth, credit cost of 3-3.5%, and reported ROA of 3.5-4%, and said it would review guidance at the half year after seeing how the monsoon plays out.
Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote.
Earlier calls: Q4 FY26 · All quarters
Filings
12 shown · 71 published by the exchange
09 Oct 2026
Credit rating08 Oct 2026
07 Oct 2026
24 Sept 2026
Insider trading21 Sept 2026
14 Sept 2026
26 Aug 2026
ConcallAnalyst / Investor Meet - Intimation
Appears 2 times in the recent filings shown; listed once.
26 Aug 2026
07 Aug 2026
07 Aug 2026
06 Aug 2026
Filing06 Aug 2026
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Industry
Financial Services › Microfinance Institutions
Classification as published by BSE.
Companies also in Microfinance Institutions, in alphabetical order
Page generated from filings held to 09 Oct 2026.