CreditAccess Grameen Ltd
Q2 FY27, unaudited
- Interest earned
- ₹1,903.74 Cr
- Profit after tax
- ₹501.57 Cr
As filed with the exchange, consolidated basis.
Statement of profit and loss
Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.
| ₹ crore | Q2 FY27 | vs a year ago | 6M FY27 |
|---|---|---|---|
| Interest earned | 1,903.74 | +26.21% | 3,687.25 |
| Other income | 1.06 | +58.21% | 1.98 |
| Total income | 1,904.80 | +26.23% | 3,689.23 |
| Employee benefit expense | 254.48 | +16.03% | 496.50 |
| Provisions & contingencies | — | — | — |
| Profit before tax | 670.95 | +296.64% | 1,331.03 |
| Tax expense | 169.38 | +290.73% | 336.03 |
| Profit after tax | 501.57 | +298.67% | 995.00 |
| Total comprehensive income | 543.95 | +323.60% | 1,037.10 |
| Earnings per share, basic | ₹31.27 | ₹62.07 |
|---|---|---|
| Earnings per share, diluted | ₹31.12 | ₹61.79 |
Earnings call
Q1 FY27CreditAccess Grameen reported Q1 FY27 AUM growth of 16.4% YoY to INR 30,319 Crore, with PAT up 720% YoY to INR 493 Crore driven by normalized credit costs and improved asset quality. Management said net interest margin stood at 14.4%, ROA at 5.9% and ROE at 24.4% for the quarter, while retail finance now constitutes 20.6% of AUM. The company maintained its medium-term guidance of INR 50,000 Crore AUM by calendar year 2028 and said it would evaluate pricing changes in the second half of FY27 based on credit cost trends.
Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote.
Earlier calls: Q4 FY26 · All quarters
Filings
12 shown · 82 published by the exchange
12 Oct 2026
08 Oct 2026
07 Oct 2026
Filing05 Oct 2026
01 Oct 2026
Filing30 Sept 2026
29 Sept 2026
28 Sept 2026
Insider trading25 Sept 2026
18 Sept 2026
Filing18 Sept 2026
ConcallAnalyst / Investor Meet - Intimation
Appears 2 times in the recent filings shown; listed once.
17 Sept 2026
BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.
Industry
Financial Services › Microfinance Institutions
Classification as published by BSE.
Companies also in Microfinance Institutions, in alphabetical order
Page generated from filings held to 12 Oct 2026.