Indian Overseas Bank
Q1 FY27, unaudited
- Interest earned
- ₹8,777.57 Cr
- Profit after tax
- ₹1,659.24 Cr
As filed with the exchange, standalone basis.
Statement of profit and loss
Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.
| ₹ crore | Q1 FY27 | vs a year ago | FY26 |
|---|---|---|---|
| Interest earned | 8,777.57 | +18.85% | 31,895.68 |
| Other income | 2,160.23 | +45.87% | 5,636.47 |
| Total income | 10,937.80 | +23.36% | 37,532.15 |
| Employee benefit expense | 2,104.45 | +80.41% | 4,688.77 |
| Provisions & contingencies | 834.03 | −1.19% | 3,758.10 |
| Profit before tax | 1,859.07 | +22.80% | 6,268.03 |
| Tax expense | 199.83 | −50.40% | 1,060.00 |
| Profit after tax | 1,659.24 | +49.34% | 5,208.03 |
| Total comprehensive income | — | — | — |
| Earnings per share, basic | ₹0.86 | ₹2.70 |
|---|---|---|
| Earnings per share, diluted | ₹0.86 | ₹2.70 |
Earnings call
Q1 FY27Indian Overseas Bank reported an all-time high quarterly net profit of INR 1,659 crores for Q1 FY27, up 49.32% year-on-year, with operating profit of INR 2,693 crores, up 14.21% year-on-year. Net interest margin improved to 3.37% globally and 3.48% domestically, while gross NPA fell to 1.33% and net NPA to 0.18%. Management discussed a board-approved INR 5,000 crore capital raising plan, ECLGS disbursement progress, and provisioning built up against expected credit loss requirements.
Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote.
Earlier calls: Q4 FY26 · All quarters
Filings
12 shown · 62 published by the exchange
12 Oct 2026
Filing08 Oct 2026
07 Oct 2026
Filing05 Oct 2026
Credit rating03 Oct 2026
28 Sept 2026
Insider trading25 Sept 2026
24 Sept 2026
13 Aug 2026
Filing31 Jul 2026
Credit rating24 Jul 2026
Transcript21 Jul 2026
Filing
BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.
Industry
Financial Services › Public Sector Bank
Classification as published by BSE.
Companies also in Public Sector Bank, in alphabetical order
Page generated from filings held to 12 Oct 2026.