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Parakho

Indian Overseas Bank

NSE IOBBSE 532388iob.bank.in

Q1 FY27, unaudited

Interest earned
₹8,777.57 Cr
Profit after tax
₹1,659.24 Cr

As filed with the exchange, standalone basis.

Statement of profit and loss

Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.

Statement of profit and loss, standalone basis
₹ croreQ1 FY27vs a year agoFY26
Interest earned8,777.57+18.85%31,895.68
Other income2,160.23+45.87%5,636.47
Total income10,937.80+23.36%37,532.15
Employee benefit expense2,104.45+80.41%4,688.77
Provisions & contingencies834.03−1.19%3,758.10
Profit before tax1,859.07+22.80%6,268.03
Tax expense199.83−50.40%1,060.00
Profit after tax1,659.24+49.34%5,208.03
Total comprehensive income———
Earnings per share
Earnings per share, basic₹0.86₹2.70
Earnings per share, diluted₹0.86₹2.70

Q1 FY27 — unaudited, from the company’s filing with NSE. Source

Q1 FY26, the year-ago base — unaudited, from the company’s filing with NSE. Source

FY26 — from the company’s filing with NSE. Source

Earnings call

Q1 FY27

Indian Overseas Bank reported an all-time high quarterly net profit of INR 1,659 crores for Q1 FY27, up 49.32% year-on-year, with operating profit of INR 2,693 crores, up 14.21% year-on-year. Net interest margin improved to 3.37% globally and 3.48% domestically, while gross NPA fell to 1.33% and net NPA to 0.18%. Management discussed a board-approved INR 5,000 crore capital raising plan, ECLGS disbursement progress, and provisioning built up against expected credit loss requirements.

Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote. Read the cited summary

Earlier calls: Q4 FY26 · All quarters

Filings

12 shown · 54 published by the exchange

BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.

Page generated from filings held to 13 Aug 2026.