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Parakho

Jana Small Finance Bank Ltd

NSE JSFBBSE 544118jana.bank.in

Q1 FY27, unaudited

Interest earned
₹1,514.53 Cr
Profit after tax
₹155.23 Cr

As filed with the exchange, standalone basis.

Statement of profit and loss

Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.

Statement of profit and loss, standalone basis
₹ croreQ1 FY27vs a year agoFY26
Interest earned1,514.53+21.15%5,352.87
Other income226.92−14.69%1,021.89
Total income1,741.45+14.86%6,374.76
Employee benefit expense414.86+18.19%1,460.22
Provisions & contingencies177.93−9.32%839.23
Profit before tax155.23+52.29%326.43
Tax expense0.00—0.00
Profit after tax155.23+52.29%326.43
Total comprehensive income———
Earnings per share
Earnings per share, basic₹14.74₹31.02
Earnings per share, diluted₹14.69₹30.92

Q1 FY27 — unaudited, from the company’s filing with NSE. Source

Q1 FY26, the year-ago base — unaudited, from the company’s filing with NSE. Source

FY26 — from the company’s filing with NSE. Source

Earnings call

Q1 FY27

Jana Small Finance Bank reported PAT of Rs 155 crore for Q1 FY27 with net interest margin improving to 7.5%, driven by lower cost of funds and reduced slippages in the unsecured book. Gross NPA stood at 2.24%, net NPA at 0.85%, and credit cost remained flat at 0.45% versus Q4. Management reiterated full-year guidance of 19-21% gross loan growth, 23-25% deposit growth, and PAT growth of 80% plus, while addressing the holding company's rating downgrade and clarifying it has no operational linkage to the bank.

Generated by AI from the filed transcript; every statement on the full page carries its verbatim quote. Read the cited summary

Earlier calls: Q4 FY26 · All quarters

Filings

12 shown · 55 published by the exchange

BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.

Page generated from filings held to 25 Aug 2026.