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Parakho

ESAF Small Finance Bank Ltd

NSE ESAFSFBBSE 544020esaf.bank.inInvestor relations

Q1 FY27, unaudited

Interest earned
₹1,097.77 Cr
Profit after tax
₹80.08 Cr

As filed with the exchange, standalone basis.

Statement of profit and loss

Figures in ₹ crore, reproduced from the results data files the company filed with NSE under Regulation 33 of the SEBI (LODR) Regulations. Nothing is restated, adjusted or estimated.

Statement of profit and loss, standalone basis
₹ croreQ1 FY27vs a year agoFY26
Interest earned1,097.77+32.54%4,348.23
Other income248.24+27.21%0.00
Total income1,346.01+31.53%4,348.23
Employee benefit expense179.79−5.59%692.02
Provisions & contingencies241.96+3.35%940.37
Profit before tax107.02+198.00%-228.40
Tax expense26.94+196.29%-62.00
Profit after tax80.08+198.59%-166.40
Total comprehensive income———
Earnings per share
Earnings per share, basic₹1.55₹-3.23
Earnings per share, diluted₹1.55₹-3.22

Q1 FY27 — unaudited, from the company’s filing with NSE. Source

Q1 FY26, the year-ago base — unaudited, from the company’s filing with NSE. Source

FY26 — from the company’s filing with NSE. Source

Earnings call

Q1 FY27

ESAF Small Finance Bank reported total business of INR 50,140 crores as of June 30, 2026, up 23% year-on-year, with gross advances growing 27% and deposits growing 19%. Profit after tax rose sequentially to INR 80 crores from INR 24 crores in the prior quarter, while gross NPA declined to 5.4% from 7.5% and net NPA declined to 0.8% from 3.8% year-on-year. Management highlighted growth in the MARG portfolio (gold, agri, vehicle, mortgage) and the emerging household segment, alongside a renewed focus on secured lending and technology investment under the ESAF 2.0 StratoNeXt program.

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Filings

12 shown · 55 published by the exchange

BSE corporate announcements, classified by Parakho. The exchange’s own category is kept alongside our classification so a reclassification never rewrites history.

Page generated from filings held to 21 Aug 2026.